Federal law center

Federal protections, explained carefully.

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Title 15, Chapter 41 — Consumer Credit Protection

A complete section-by-section directory for federal consumer credit cost disclosure, garnishment, credit repair organizations, credit reporting, equal credit opportunity, debt collection, and electronic fund transfers.

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Restrictions on Garnishment

A section-by-section guide to the federal wage-garnishment provisions in 15 U.S.C. §§ 1671–1677.

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Fair Credit Reporting Act

A learning hub for consumer-reporting topics, report accuracy, disclosures, disputes, and identity-theft-related resources.

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Fair Debt Collection Practices Act

A learning hub for communications from debt collectors, recordkeeping, validation information, and complaint resources.

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Credit Repair Organizations Act

A review-gated hub about federal requirements relevant to businesses offering certain credit-improvement services.

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Equal Credit Opportunity Act

A learning hub concerning fair access to credit and official resources for understanding lending discrimination.

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Truth in Lending Act

A learning hub for cost-of-credit disclosures and related consumer-finance education.

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Electronic Fund Transfer Act

A learning hub for electronic payments, account access, and official consumer resources.

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Servicemembers Civil Relief Act

A complete section-by-section directory for 50 U.S.C. Chapter 50, organized across all eight subchapters with official U.S. Code links.

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Military Lending Act

A section-by-section guide to 10 U.S.C. § 987 and its Department of Defense implementing regulation, 32 CFR Part 232.

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