◆DROPPING JEWELSCONSULTING
Client loginBook a consultation
State consumer-law reference center

Texas

Public educationDirectory available
Section inventory31 entries
Paid servicesNot approved by this page
State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

31 section entries
Source checked

Texas Deceptive Trade Practices–Consumer Protection Act

Tex. Bus. & Com. Code §§ 17.41–17.63

The complete Subchapter E inventory was checked against the Texas Legislature’s current Business and Commerce Code Chapter 17 and the 2025 section directory. Individual links provide section-by-section reading; the official-source button controls for current text.

Open official state source ↗
Tex. Bus. & Com. Code § 17.42

Waivers — Public policy

Generally makes consumer waivers void unless strict statutory safeguards are satisfied.

Read available section text ↗
Tex. Bus. & Com. Code § 17.44

Construction and application

Directs liberal construction to protect consumers and addresses conflicts with specified property law.

Read available section text ↗
Tex. Bus. & Com. Code § 17.45

Definitions

Defines consumer, goods, services, producing cause, economic damages, and other key terms.

Read available section text ↗
Tex. Bus. & Com. Code § 17.46

Deceptive trade practices unlawful

Declares false, misleading, or deceptive practices unlawful and lists representative violations.

Read available section text ↗
Tex. Bus. & Com. Code § 17.462

Business-location listings

Prohibits specified deceptive representations of a business’s geographic location.

Read available section text ↗
Tex. Bus. & Com. Code § 17.4625

Price gouging during declared disaster

Prohibits specified excessive pricing or demands during a declared disaster.

Read available section text ↗
Tex. Bus. & Com. Code § 17.463

Certain synthetic substances

Regulates production, sale, distribution, or promotion of specified synthetic substances.

Read available section text ↗
Tex. Bus. & Com. Code § 17.464

Emergency-facility pricing

Addresses unconscionable pricing for covered emergency medical care.

Read available section text ↗
Tex. Bus. & Com. Code § 17.47

Restraining orders

Authorizes Attorney General injunctive actions, restitution, and related public relief.

Read available section text ↗
Tex. Bus. & Com. Code § 17.48

Duty of district and county attorney

Addresses local prosecutor duties and coordination in DTPA enforcement.

Read available section text ↗
Tex. Bus. & Com. Code § 17.49

Exemptions

Identifies professional services, large transactions, and other statutory exemptions and exceptions.

Read available section text ↗
Tex. Bus. & Com. Code § 17.50

Relief for consumers

Provides consumer remedies, damages, injunctions, and fees subject to statutory proof and limits.

Read available section text ↗
Tex. Bus. & Com. Code § 17.501

Consumer Protection Division in class actions

Addresses the division’s notice and participation rights in covered class actions.

Read available section text ↗
Tex. Bus. & Com. Code § 17.505

Notice — Inspection

Requires pre-suit notice and provides an opportunity to inspect relevant property in specified cases.

Read available section text ↗
Tex. Bus. & Com. Code § 17.5052

Offers of settlement

Establishes settlement-offer procedures and their effect on damages and fees.

Read available section text ↗
Tex. Bus. & Com. Code § 17.55

Promotional material

Addresses liability connected with specified promotional material supplied by another person.

Read available section text ↗
Tex. Bus. & Com. Code § 17.565

Limitation

Sets the limitations and discovery framework; confirm current law before calculating a deadline.

Read available section text ↗
Tex. Bus. & Com. Code § 17.58

Voluntary compliance

Allows assurances of voluntary compliance, including restitution provisions.

Read available section text ↗
Tex. Bus. & Com. Code § 17.60

Reports and examinations

Authorizes reports, examinations, and related investigative requirements.

Read available section text ↗
Tex. Bus. & Com. Code § 17.61

Civil investigative demand

Specifies the form, scope, service, and challenge procedures for investigative demands.

Read available section text ↗
Tex. Bus. & Com. Code § 17.63

Application

States the subchapter’s temporal application and preserves specified earlier Attorney General authority.

Read available section text ↗
Research map

Texas consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • Tex. Bus. & Com. Code §§ 17.41–17.63
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

Find official state legislature ↗Open verified resource center →