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State consumer-law reference center

Oklahoma

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Section inventory19 entries

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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.

State statute inventory

Consumer-protection authorities under review

19 section entries

Legal review pending

Oklahoma Consumer Protection Act

Okla. Stat. tit. 15, §§ 751–763

The nineteen-entry inventory, including three repealed placeholders, was checked against the current official Oklahoma Statutes and Official Oklahoma Statutes table of contents. Direct section-reading links use a current 2025 code publication; confirm the official Title 15 PDF and 2026 legislative activity before reliance.

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Okla. Stat. tit. 15, § 751

Short title

Names the law the Oklahoma Consumer Protection Act.

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Okla. Stat. tit. 15, § 752

Definitions

Defines key terms used throughout the Act, including person, consumer transaction, and related concepts.

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Okla. Stat. tit. 15, § 752a

Credit card receipts

Restricts printing specified account information on covered credit-card receipts and addresses operative dates.

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Okla. Stat. tit. 15, § 753

Unlawful practices

Lists practices treated as unlawful in consumer transactions and related business conduct.

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Okla. Stat. tit. 15, § 754

Exemptions

Identifies transactions, conduct, or persons outside the Act under specified circumstances.

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Okla. Stat. tit. 15, § 755

Repealed provision

The official statute directory marks section 755 repealed effective October 1, 1980.

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Okla. Stat. tit. 15, § 755.1

Automatic dial announcing devices

Establishes conditions and restrictions for operating covered automatic dial announcing devices.

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Okla. Stat. tit. 15, § 755.2

Contracts arising from automatic-dial calls

Addresses when contracts resulting from covered automatic-dial calls may be voidable.

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Okla. Stat. tit. 15, § 755.3

Message relaying services

Addresses specified message-relaying services and associated obligations or restrictions.

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Okla. Stat. tit. 15, § 756

Repealed provision

The official statute directory marks section 756 repealed effective October 1, 1980.

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Okla. Stat. tit. 15, § 756.1

Actions by attorney general or district attorney

Addresses public enforcement actions, consent judgments, and court orders.

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Okla. Stat. tit. 15, § 757

Investigations

Provides investigative authority and procedures used to examine suspected violations.

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Okla. Stat. tit. 15, § 758

Subpoenas, hearings, rules and regulations

Addresses subpoenas, investigative hearings, and rulemaking authority.

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Okla. Stat. tit. 15, § 759

Service of notice, demand, or subpoena

Provides methods for serving enforcement notices, demands, and subpoenas.

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Okla. Stat. tit. 15, § 760

Enforcement of notice, demand, or subpoena powers

Addresses court enforcement when a person does not comply with authorized investigative process.

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Okla. Stat. tit. 15, § 761

Repealed provision

The official statute directory marks section 761 repealed effective October 1, 1980.

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Okla. Stat. tit. 15, § 761.1

Liability under Consumer Protection Act

Addresses qualifying private liability and remedies; review the current statute and case law before asserting a claim.

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Okla. Stat. tit. 15, § 762

Additional powers and duties

Assigns additional consumer-protection powers and duties to public officials.

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Okla. Stat. tit. 15, § 763

Effect on other remedies

Explains how Act remedies relate to rights and remedies available under other law.

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Research map

Oklahoma consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks

Covered-service definitions
License or registration requirements
Contract and disclosure language
Fee and cancellation restrictions
Advertising and prohibited practices

Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks

Collector and agency definitions
Licensing and exemptions
Communication and conduct restrictions
Civil remedies and enforcement
Complaint channels

Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks

Freeze placement and lifting
Fees and timing
Protected consumers
Identity-theft procedures
Enforcement and remedies

Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

Okla. Stat. tit. 15, §§ 751–763

What the legal reviewer checks

Breach notice triggers and timing
Covered personal information
Security safeguards
Identity-theft reports and blocks
Attorney-general enforcement

Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks

Wage and bank exemptions
Debt-specific limits
Claim-of-exemption procedure
Notice and hearing deadlines
Employer restrictions

Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks

Right-to-cure notices
Repossession restrictions
Sale notice and commercial reasonableness
Redemption
Deficiency accounting and defenses

Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks

Covered loan definitions
License requirements
Rate and fee limits
Rollover or payment-plan rules
Enforcement

Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks

Mortgage servicing and foreclosure
Homeowner notices and assistance
Dealer and sales-finance licensing
Auto disclosures
Complaints and remedies

Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks

Hospital and medical billing
Charity-care disclosures
Utility shutoff protections
Deposits and payment plans
Complaint agencies

Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks

State active-duty coverage
Interest or collection protections
Lease and contract rules
Court stays
Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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