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State consumer-law reference center

Kansas

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Section inventory21 entries

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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.

State statute inventory

Consumer-protection authorities under review

21 section entries

Source checked

Kansas Consumer Protection Act

Kan. Stat. Ann. §§ 50-623–50-643

Section titles and links were checked against the official 2026 Kansas Legislature and Revisor of Statutes publications. There is no current section 50-641 in the official article inventory.

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Kan. Stat. Ann. § 50-623

Purpose; construction

States the Act’s purposes, including protection from deceptive and unconscionable practices and unbargained-for warranty disclaimers.

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Kan. Stat. Ann. § 50-624

Definitions

Defines consumer, supplier, consumer transaction, property, services, and other terms.

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Kan. Stat. Ann. § 50-625

Waiver; agreement to forego rights; settlement of claims

Restricts waiver of statutory rights while allowing specified settlements.

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Kan. Stat. Ann. § 50-626

Deceptive acts and practices

Prohibits listed deceptive representations, omissions, and practices in consumer transactions.

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Kan. Stat. Ann. § 50-627

Unconscionable acts and practices

Prohibits unconscionable conduct and identifies factors relevant to that determination.

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Kan. Stat. Ann. § 50-628

Duties of the attorney general

Assigns consumer-protection duties to the Attorney General.

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Kan. Stat. Ann. § 50-629

General powers of the attorney general

Describes investigative, educational, cooperative, and enforcement authority.

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Kan. Stat. Ann. § 50-630

Rule-making requirements

Addresses adoption and effect of rules under the Act.

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Kan. Stat. Ann. § 50-631

Investigation of violations; remedies

Authorizes investigations and related remedies.

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Kan. Stat. Ann. § 50-632

Remedies of attorney general or county or district attorney; sequestration

Addresses public enforcement remedies and procedures for preserving property.

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Kan. Stat. Ann. § 50-633

Coordination with other supervision

Addresses referrals or coordination involving persons regulated by another agency.

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Kan. Stat. Ann. § 50-634

Private remedies

Addresses consumer declaratory, injunctive, damages, and other private relief, subject to statutory requirements.

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Kan. Stat. Ann. § 50-635

Application of act

Identifies exclusions and limits on the Act’s application.

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Kan. Stat. Ann. § 50-636

Civil penalties

Provides civil penalties for specified violations.

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Kan. Stat. Ann. § 50-637

Powers of receiver; effect of receivership

Describes receiver powers and the treatment of covered claims and property.

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Kan. Stat. Ann. § 50-638

Jurisdiction and venue

Addresses the courts and locations in which proceedings may be brought.

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Kan. Stat. Ann. § 50-639

Disclaimer or limitation of warranties; liabilities; attorney fees

Restricts specified warranty disclaimers or limitations and addresses liabilities and fee awards.

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Kan. Stat. Ann. § 50-640

Door-to-door sales; cancellation; disclosures; notice

Provides a cancellation period and required information for covered door-to-door sales.

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Kan. Stat. Ann. § 50-640a

Individuals prohibited from engaging in door-to-door sales

Restricts specified individuals from conducting covered door-to-door sales.

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Kan. Stat. Ann. § 50-642

Citation of act

Provides the Kansas Consumer Protection Act’s formal citation.

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Kan. Stat. Ann. § 50-643

Severability

Preserves remaining provisions if another provision or application is held invalid.

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Research map

Kansas consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks

Covered-service definitions
License or registration requirements
Contract and disclosure language
Fee and cancellation restrictions
Advertising and prohibited practices

Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks

Collector and agency definitions
Licensing and exemptions
Communication and conduct restrictions
Civil remedies and enforcement
Complaint channels

Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks

Freeze placement and lifting
Fees and timing
Protected consumers
Identity-theft procedures
Enforcement and remedies

Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

Kan. Stat. Ann. §§ 50-623–50-643

What the legal reviewer checks

Breach notice triggers and timing
Covered personal information
Security safeguards
Identity-theft reports and blocks
Attorney-general enforcement

Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks

Wage and bank exemptions
Debt-specific limits
Claim-of-exemption procedure
Notice and hearing deadlines
Employer restrictions

Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks

Right-to-cure notices
Repossession restrictions
Sale notice and commercial reasonableness
Redemption
Deficiency accounting and defenses

Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks

Covered loan definitions
License requirements
Rate and fee limits
Rollover or payment-plan rules
Enforcement

Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks

Mortgage servicing and foreclosure
Homeowner notices and assistance
Dealer and sales-finance licensing
Auto disclosures
Complaints and remedies

Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks

Hospital and medical billing
Charity-care disclosures
Utility shutoff protections
Deposits and payment plans
Complaint agencies

Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks

State active-duty coverage
Interest or collection protections
Lease and contract rules
Court stays
Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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