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State consumer-law reference center

Hawaii

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Section inventory33 entries
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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

33 section entries
Source checked

Hawaii Revised Statutes Chapter 480 — Antitrust and Unfair Practices

Haw. Rev. Stat. §§ 480-1–480-24

The active Part I inventory and direct section links were checked against Hawaii’s current official Chapter 480 publication. Sections 480-31 through 480-37 are separately identified by the State as repealed and are not presented as current protections.

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Haw. Rev. Stat. § 480-2

Unfair competition and practices declared unlawful

Declares unfair methods of competition and unfair or deceptive acts or practices in trade or commerce unlawful.

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Haw. Rev. Stat. § 480-3

Interpretation

Addresses use of federal interpretations when construing specified chapter provisions.

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Haw. Rev. Stat. § 480-3.1

Civil penalty

Provides a civil penalty for specified violations involving unfair or deceptive practices.

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Haw. Rev. Stat. § 480-4

Combinations in restraint of trade, price-fixing, and limitation of production prohibited

Prohibits specified agreements restraining trade, fixing prices, or limiting production.

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Haw. Rev. Stat. § 480-5

Requirements and output contracts; tying agreements

Addresses specified exclusive requirements, output, and tying arrangements.

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Haw. Rev. Stat. § 480-7

Mergers, acquisitions, holdings, and divestitures

Addresses transactions that may substantially lessen competition or tend toward monopoly.

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Haw. Rev. Stat. § 480-8

Interlocking directorates and relationships

Restricts specified overlapping corporate leadership relationships.

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Haw. Rev. Stat. § 480-9

Monopolization

Prohibits monopolization, attempts to monopolize, and specified combinations or conspiracies.

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Haw. Rev. Stat. § 480-11

Exemption of certain cooperative organizations and transactions

Identifies specified cooperatives, insurance transactions, mergers, and homeless-service activity outside the chapter.

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Haw. Rev. Stat. § 480-13

Suits by persons injured; amount of recovery; injunctions

Addresses private actions and relief for covered injury, subject to standing and other statutory requirements.

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Haw. Rev. Stat. § 480-13.5

Additional civil penalties for consumer frauds committed against elders

Provides additional penalties for specified fraud involving older consumers.

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Haw. Rev. Stat. § 480-15

Injunction by attorney general or director of the office of consumer protection

Authorizes specified public officials to seek injunctive relief.

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Haw. Rev. Stat. § 480-17

Individual liability for corporate or company act

Addresses individual responsibility for specified organizational conduct.

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Haw. Rev. Stat. § 480-20

Duty of the attorney general; duty of county attorney, etc.

Assigns specified public-enforcement duties.

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Haw. Rev. Stat. § 480-22

State judgment as evidence in private action; suspension of limitation

Addresses evidentiary effect of specified state judgments and suspension of limitations during public proceedings.

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Haw. Rev. Stat. § 480-24

Limitation of actions

Sets time limitations for covered actions; current text should be reviewed before calculating any deadline.

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Research map

Hawaii consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • Haw. Rev. Stat. §§ 480-1–480-24
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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