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Florida

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Section inventory20 entries

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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.

State statute inventory

Consumer-protection authorities under review

20 section entries

Source checked

Florida Deceptive and Unfair Trade Practices Act

Fla. Stat. §§ 501.201–501.213

Section titles and links were checked against the Florida Legislature’s 2025 Online Sunshine statutes. The summaries are educational; exemptions, standing, enforcement authority, and remedies require review of current text.

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Fla. Stat. § 501.201

Short title

Names the part the Florida Deceptive and Unfair Trade Practices Act.

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Fla. Stat. § 501.202

Purposes; rules of construction

States the Act’s consumer-protection, federal-consistency, and construction purposes.

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Fla. Stat. § 501.203

Definitions

Defines enforcing authority, consumer, violation, interested party, and other terms.

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Fla. Stat. § 501.204

Unlawful acts and practices

Declares unfair methods of competition and unfair or deceptive acts or practices unlawful.

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Fla. Stat. § 501.2041

Unlawful acts and practices by social media platforms

Addresses specified conduct by covered social-media platforms.

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Fla. Stat. § 501.2042

Unlawful acts and practices by online crowd-funding campaigns

Addresses specified conduct involving covered online crowdfunding campaigns.

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Fla. Stat. § 501.205

Rulemaking authority

Authorizes specified administrative rules and identifies relevant federal standards.

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Fla. Stat. § 501.206

Investigative powers of enforcing authority

Describes investigative demands, subpoenas, and related enforcement authority.

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Fla. Stat. § 501.2065

Confidentiality of information received by enforcing authority

Addresses confidentiality and disclosure of specified investigative information.

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Fla. Stat. § 501.207

Remedies of enforcing authority

Authorizes declaratory, injunctive, restitutionary, and other public relief.

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Fla. Stat. § 501.2075

Civil penalty

Provides civil penalties for willful violations.

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Fla. Stat. § 501.2077

Violations involving senior citizens, persons with disabilities, military families; civil penalties; presumption

Provides additional penalties and relief for specified violations involving protected consumers and military families.

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Fla. Stat. § 501.2079

Violations involving discrimination in the provision of video services

Addresses discrimination involving covered video services.

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Fla. Stat. § 501.208

Cease and desist orders; procedures

Addresses administrative cease-and-desist proceedings and related procedures.

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Fla. Stat. § 501.209

Other supervision

Requires notice to another supervising official or agency when a complaint concerns a person under that supervision.

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Fla. Stat. § 501.2101

Enforcing authorities; moneys received in certain proceedings

Addresses the handling of money received by enforcing authorities in specified proceedings.

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Fla. Stat. § 501.2105

Attorney’s fees

Addresses fee and cost awards in covered litigation.

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Fla. Stat. § 501.211

Other individual remedies

Addresses individual declaratory, injunctive, and damages remedies, subject to statutory requirements.

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Fla. Stat. § 501.212

Application

Identifies persons, acts, and transactions to which the part does not apply.

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Fla. Stat. § 501.213

Effect on other remedies

Explains the Act’s relationship to other available remedies.

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Research map

Florida consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks

Covered-service definitions
License or registration requirements
Contract and disclosure language
Fee and cancellation restrictions
Advertising and prohibited practices

Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks

Collector and agency definitions
Licensing and exemptions
Communication and conduct restrictions
Civil remedies and enforcement
Complaint channels

Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks

Freeze placement and lifting
Fees and timing
Protected consumers
Identity-theft procedures
Enforcement and remedies

Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

Fla. Stat. §§ 501.201–501.213

What the legal reviewer checks

Breach notice triggers and timing
Covered personal information
Security safeguards
Identity-theft reports and blocks
Attorney-general enforcement

Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks

Wage and bank exemptions
Debt-specific limits
Claim-of-exemption procedure
Notice and hearing deadlines
Employer restrictions

Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks

Right-to-cure notices
Repossession restrictions
Sale notice and commercial reasonableness
Redemption
Deficiency accounting and defenses

Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks

Covered loan definitions
License requirements
Rate and fee limits
Rollover or payment-plan rules
Enforcement

Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks

Mortgage servicing and foreclosure
Homeowner notices and assistance
Dealer and sales-finance licensing
Auto disclosures
Complaints and remedies

Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks

Hospital and medical billing
Charity-care disclosures
Utility shutoff protections
Deposits and payment plans
Complaint agencies

Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks

State active-duty coverage
Interest or collection protections
Lease and contract rules
Court stays
Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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