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State consumer-law reference center

Delaware

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Section inventory18 entries
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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

18 section entries
Source checked

Delaware Consumer Fraud Act

6 Del. C. §§ 2511–2528

The inventory, current section titles, and repeal notices were checked against the official Delaware Code Online. The summaries are educational and do not determine whether a private claim or exemption applies.

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6 Del. C. § 2513

Unlawful practice

Declares specified deception, fraud, misrepresentation, unfair practices, and material concealment unlawful in covered commerce.

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6 Del. C. § 2514

Attorney General’s investigative demand — Things demanded

Describes statements, testimony, and materials the Attorney General may demand under court authorization.

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6 Del. C. § 2515

Attorney General’s investigative demand — Contents

Lists information that an investigative demand must contain.

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6 Del. C. § 2516

Attorney General’s investigative demand — Limitations

Limits demands that are unreasonable or seek privileged evidence.

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6 Del. C. § 2517

Attorney General’s investigative demand — Issuance of protective order

Allows a recipient to seek judicial protection from an improper demand.

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6 Del. C. § 2520

Failure to respond; order; penalties

Addresses court orders and consequences for failure to respond to an investigative demand.

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6 Del. C. § 2521

Cease and desist agreements — Repealed

Marks a former provision repealed effective June 10, 2010; it should not be treated as current authority.

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6 Del. C. § 2522

Proceedings brought by the Attorney General

Authorizes public enforcement actions, civil penalties, restitution, rescission, and specified additional relief.

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6 Del. C. § 2523

Restraining orders; injunctions

Addresses temporary and permanent court relief to stop unlawful activity or restore money or property.

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6 Del. C. § 2524

Appointment of receiver; powers; damages; administration of estate; jurisdiction

Addresses receivership in substantial and willful violation matters and distribution of covered assets.

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6 Del. C. § 2525

Private cause of action; savings clause for private claims

Provides a private cause of action for a victim and preserves specified claims, subject to current statutory text.

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6 Del. C. § 2528

COVID-19 recovery price protections — Repealed

Marks the former temporary price-protection section as repealed effective May 1, 2022.

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Research map

Delaware consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • 6 Del. C. §§ 2511–2528
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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