State consumer-law reference center

Connecticut

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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

17 section entries
Source checked

Connecticut Unfair Trade Practices Act

Conn. Gen. Stat. §§ 42-110a–42-110q

Section titles and links were checked against the Connecticut General Assembly’s current Chapter 735a, including its 2026 supplement notice. Summaries are educational and do not determine whether CUTPA applies to particular conduct.

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Conn. Gen. Stat. § 42-110b

Unfair trade practices prohibited; legislative intent

Prohibits unfair methods of competition and unfair or deceptive acts or practices and states interpretive policy.

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Conn. Gen. Stat. § 42-110d

Investigation; hearing; orders; enforcement; disclosure of information

Describes investigations, demands, hearings, administrative orders, restitution, enforcement, and disclosure.

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Conn. Gen. Stat. § 42-110f

Powers of receiver; restitution; judicial supervision

Describes receiver powers, restitution, and court supervision.

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Conn. Gen. Stat. § 42-110g

Action for damages; class actions; costs and fees; equitable relief; jury trial

Addresses private actions and relief, including a statutory limitations provision that should be checked before calculating a deadline.

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Conn. Gen. Stat. § 42-110k

Commissioner’s enforcement powers; court orders

Addresses court assistance when a person does not comply with a statement, subpoena, or investigative demand.

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Conn. Gen. Stat. § 42-110m

Restraining orders or injunctions; relief

Authorizes public court actions to restrain prohibited practices and obtain additional relief.

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Conn. Gen. Stat. § 42-110o

Civil penalties

Provides penalties for specified injunction violations and willful prohibited conduct.

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Conn. Gen. Stat. § 42-110p

Dissolution, suspension, or forfeiture of corporate franchise for violation of injunction

Addresses corporate consequences for violating an injunction.

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Conn. Gen. Stat. § 42-110q

Service contract agreements; fee disclosure required

Requires specified service contractors to disclose separate service-call and labor fees.

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Research map

Connecticut consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • Conn. Gen. Stat. §§ 42-110a–42-110q
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.