◆DROPPING JEWELSCONSULTING
Client loginBook a consultation
State consumer-law reference center

California

Public educationDirectory available
Section inventory19 entries
Paid servicesNot approved by this page
State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

19 section entries
Source checked

California Consumers Legal Remedies Act

Cal. Civ. Code §§ 1750–1784

The section inventory and direct links were checked against the California Legislature’s official Civil Code. These concise descriptions are educational; statutory exceptions, notice requirements, and remedies require current-text and fact-specific review.

Open official state source ↗
Cal. Civ. Code § 1753

Construction

Directs interpretation to promote the Act’s underlying consumer-protection purposes.

Read available section text ↗
Cal. Civ. Code § 1756

Senior-citizen and disabled-person adjustment

Provides an additional monetary award in qualifying cases involving protected consumers.

Read available section text ↗
Cal. Civ. Code § 1760

Purpose

States the Act’s purpose of protecting consumers against unfair and deceptive practices.

Read available section text ↗
Cal. Civ. Code § 1770

Unlawful practices

Lists unfair or deceptive methods, acts, and practices in covered consumer transactions.

Read available section text ↗
Cal. Civ. Code § 1780

Consumer remedies

Provides damages, injunctions, restitution, punitive damages, and other relief when statutory requirements are met.

Read available section text ↗
Cal. Civ. Code § 1782

Pre-suit correction notice

Requires advance notice and an opportunity to correct specified claims before damages may be sought.

Read available section text ↗
Cal. Civ. Code § 1784

Limitations period

Provides the Act’s limitations rule; obtain legal advice before calculating a deadline.

Read available section text ↗
Research map

California consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • Cal. Civ. Code §§ 1750–1784
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

Find official state legislature ↗Open verified resource center →