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State consumer-law reference center

Alaska

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Section inventory21 entries
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State law changes and varies by facts. Only source-checked inventories appear below. “Research pending” is not legal guidance and never means DJC may market, enroll, contract, bill, or provide a regulated service in this jurisdiction.
State statute inventory

Consumer-protection authorities under review

21 section entries
Legal review pending

Alaska Unfair Trade Practices and Consumer Protection Act

Alaska Stat. §§ 45.50.471–45.50.561

The statutory range is identified by the Alaska Department of Law. Section titles were checked against a current 2025 code publication; section links provide convenient reading access, while the official state source should be used to confirm current text and amendments.

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Alaska Stat. § 45.50.471

Unlawful acts and practices

Declares unfair methods of competition and specified unfair or deceptive acts in trade or commerce unlawful.

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Alaska Stat. § 45.50.473

Disclosure of costs of certain telephone services

Addresses advance cost disclosures for specified alternate-operator telephone services.

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Alaska Stat. § 45.50.474

Required disclosures in promotions and shoreside sales on board cruise ships

Requires specified disclosures involving onboard promotions and shoreside businesses.

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Alaska Stat. § 45.50.475

Unlawful, unwanted telephone advertisements and solicitations

Addresses specified unwanted telephone advertising and solicitation conduct.

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Alaska Stat. § 45.50.477

Use of titles relating to industrial hygiene

Restricts use of specified industrial-hygiene titles and designations.

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Alaska Stat. § 45.50.495

Investigative power of attorney general

Describes the Attorney General’s investigative authority concerning suspected violations.

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Alaska Stat. § 45.50.511

Assurances of voluntary compliance

Allows the Attorney General to accept an assurance that challenged conduct will be corrected or discontinued.

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Alaska Stat. § 45.50.521

When information and evidence confidential and nonadmissible

Addresses confidentiality and admissibility of specified enforcement information.

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Alaska Stat. § 45.50.531

Private and class actions

Addresses private claims, recoverable relief, and statutory conditions; current text should be reviewed before evaluating a claim.

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Alaska Stat. § 45.50.536

Mediation

Allows specified civil actions to be submitted to mediation under the section’s conditions.

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Alaska Stat. § 45.50.537

Attorney fees, costs, and damages

Addresses awards and liabilities involving fees, costs, and damages in covered actions.

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Alaska Stat. § 45.50.541

Nonnegotiability of consumer paper

Addresses defenses and claims connected with specified consumer credit paper.

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Alaska Stat. § 45.50.542

Provisions not waivable

Provides that a consumer waiver of the Act is contrary to public policy and unenforceable.

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Alaska Stat. § 45.50.545

Interpretation

Directs consideration of specified federal interpretations when construing the unlawful-practices provision.

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Alaska Stat. § 45.50.561

Definitions; short title

Defines terms used in the statutory range and supplies the Act’s short title.

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Research map

Alaska consumer-credit categories

Research pending

Credit services and credit repair organizations

Licensing, registration, bonding, contracts, fees, cancellation, advertising, and prohibited practices.

What the legal reviewer checks
  • Covered-service definitions
  • License or registration requirements
  • Contract and disclosure language
  • Fee and cancellation restrictions
  • Advertising and prohibited practices
Research pending

Debt collection

State collection-agency licensing, prohibited conduct, validation-related rules, remedies, and regulator contacts.

What the legal reviewer checks
  • Collector and agency definitions
  • Licensing and exemptions
  • Communication and conduct restrictions
  • Civil remedies and enforcement
  • Complaint channels
Research pending

Consumer reporting and security freezes

State credit-reporting duties, freezes, protected-consumer freezes, identity-theft blocks, and remedies.

What the legal reviewer checks
  • Freeze placement and lifting
  • Fees and timing
  • Protected consumers
  • Identity-theft procedures
  • Enforcement and remedies
Authority identified

Identity theft, data breach, and privacy

Identity-theft crimes and recovery tools, breach notices, personal-information safeguards, and privacy rights.

  • Alaska Stat. §§ 45.50.471–45.50.561
What the legal reviewer checks
  • Breach notice triggers and timing
  • Covered personal information
  • Security safeguards
  • Identity-theft reports and blocks
  • Attorney-general enforcement
Research pending

Garnishment and judgment protections

State exemptions, disposable-earnings limits, court procedures, bank-account protections, and employer duties.

What the legal reviewer checks
  • Wage and bank exemptions
  • Debt-specific limits
  • Claim-of-exemption procedure
  • Notice and hearing deadlines
  • Employer restrictions
Research pending

Repossession and deficiency balances

Notice, cure, repossession conduct, sale, accounting, redemption, and deficiency rules.

What the legal reviewer checks
  • Right-to-cure notices
  • Repossession restrictions
  • Sale notice and commercial reasonableness
  • Redemption
  • Deficiency accounting and defenses
Research pending

Small-dollar and consumer lending

Licensing, rates, fees, payment plans, disclosures, collection practices, and complaint resources.

What the legal reviewer checks
  • Covered loan definitions
  • License requirements
  • Rate and fee limits
  • Rollover or payment-plan rules
  • Enforcement
Research pending

Mortgage, housing, and auto finance

Servicing, foreclosure, homeowner, dealer-finance, motor-vehicle-sales, and related protections.

What the legal reviewer checks
  • Mortgage servicing and foreclosure
  • Homeowner notices and assistance
  • Dealer and sales-finance licensing
  • Auto disclosures
  • Complaints and remedies
Research pending

Medical and utility debt

Billing, collection, charity-care, utility termination, deposit, and payment-plan rules.

What the legal reviewer checks
  • Hospital and medical billing
  • Charity-care disclosures
  • Utility shutoff protections
  • Deposits and payment plans
  • Complaint agencies
Research pending

Military and veteran protections

State protections that may supplement federal servicemember and military-lending laws.

What the legal reviewer checks
  • State active-duty coverage
  • Interest or collection protections
  • Lease and contract rules
  • Court stays
  • Military legal-assistance contacts

Need information before review is complete?

Use the official state source, state attorney general, financial regulator, or legal-aid provider. Confirm current effective dates and amendments before relying on a section.

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